Our community is united. The Terrell Chamber continues to serve as the advocate for local businesses and a champion for a stronger Terrell. Please reach out to share your input and ideas as we work to serve you and other businesses in our community.
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Visit the Open Texas website for always up-to-date information and checklists for reopening Texas.
6/29/2020: Kaufman County passes an order requiring all commercial business entities must develop and health and safety policy. The policy must require at a minimum that employees and visitores over the age of 10 wear a face covering when social distancing is not possible. Read the release.
6/26/2020: Governor Abbott Takes Executive Action To Contain Spread Of COVID-19, which required bars to close again on Friday, 6/26 and restaurants to drop back to 50% occupancy on 6/29. Outdoor gatherings of more than 100 people must be approved by local governments. Read the full GA-28 order.
6/3/2020: Governor Abbott Announces Phase 2 to Reopen Texas, which states that every business establishment in Texas shall operate at no more than 50 percent of the total listed occupancy of the establishment, with some exceptions. Also, effective immediately restaurants may begin seating tables of up to 10 individuals and beginning on 6/12, restaurants can increase to 75% of max occupancy. Read the full GA-26 order.
5/18/2020: Governor Abbott Announces Phase 2 to Reopen Texas, which includes reopening day cares, personal care services, and bars, as well as others. Effective this Friday, 5/22 restaurants can operate at 50% total occupancy. Read the full GA-23 order.
5/5/2020: Governor Abbott Issues Executive Order to Reopen Additional Businesses in Texas, including salons, barber shops, tanning salons. Businesses must follow guidelines. Wedding services and receptions at venues can resume at 25% capacity. The order also states that gyms, manufacturing facilities and offices can reopen with limitations on May 18. Read the full executive order.
4/27/2020: Governor Abbott Issues Executive Order to Reopen Texas that allows restaurants, retailers, malls and theaters to reopen on May 1 at 25% capacity. Museums and libraries can also reopen at 25% capacity, but hands-on/interactive exhibits must remain closed. Barbers, salons, bars and gyms must remain closed. Read the plan, which includes checklists for businesses and customers.
4/17/2020: Governor Abbott Issues Executive Order Establishing Strike Force To Open Texas. He also issued orders that:
- Establish a temporary "Retail-To-Go" model that will allow retail outlets in Texas to reopen beginning Friday, April 24. Read guidelines for retail-to-go.
- Mandate schools — including public, private, and higher education institutions — will remain closed for the 2019-2020 school year. Teachers may go into the classroom for video instruction, to perform administrative duties, and to clean out their classrooms.
- Loosens restrictions on surgeries put in place by Governor Abbott in March. Beginning at 11:59pm on April 21 through 11:59pm on May 8, all licensed health care professionals and all licensed health care facilities must continue to postpone all surgeries and procedures that are not medically necessary to diagnose or correct a serious medical condition of, or to preserve the life of, a patient who without timely performance of the surgery or procedure would be at risk for serious adverse medical consequences or death as determined by a patient's physician. Read full order and exceptions.
- Directed state parks to reopen on Monday, April 20 with strict guidelines to reduce transmission of COVID-19 – including requiring visitors to wear face coverings, maintain a six-foot distance from individuals outside of their party, and prohibiting the gathering of groups larger than five.
Terrell City Council passed Resolution 964, which extends the state of disaster for the City, adopts the Kaufman County Shelter-In-Place Order, gives the City Manager authority to make determinations on "essential businesses", and enforces daily purchasing quantity limits. You can read the resolution here.
CARES Act & Paycheck Protection Program (PPP)
On March 27, the federal CARES Act was signed into law, providing over $2.2 trillion in federal stimulus spending to aid the U.S. economy. One of the most important aspects is the Paycheck Protection Program (PPP).
How to Apply: these loans will be available through SBA-approved private lenders beginning 4/3/2020. See the following for details on what is needed, application and loan calculator.
Locally, American National Bank and Texas Bank & Trust are approved lenders. Below are links to three items provided by ANB for the loan process.
There is also an employee retention tax credit available as part of the CARES Act. Read the U.S. Chamber's Guide for Impacted Businesses.
SBA Texas' Economic Injury Disaster (EIDL) Loan Application
On 3/20/2020, Governor Abbott announced that the U.S. Small Business Administration (SBA) has now granted Texas’ Economic Injury Disaster Loan (EIDL) assistance declaration, making loans available statewide to small businesses and private, non-profit organizations to help alleviate economic injury caused by the Coronavirus (COVID-19).
Next Steps: Small businesses who believe they may be eligible for an SBA EIDL should visit the SBA’s website where they can directly apply for assistance. The online application is the fastest method to receive a decision about loan eligibility.
Main Street Lending Program
On April 9, 2020, the Federal Reserve announced the creation of a Main Street Business Lending Program. The program will support small and mid-sized businesses that were in good financial standing before the public health crisis. This facility will ensure credit flows to small and mid-sized businesses that may not have been supported through the Paycheck Protection Program or the Fed’s other lending facilities.
Many of the grant opportunities that we previously shared have now closed and been removed from this list. If we learn of new grant opportunities, we will post them here.
- Disaster Assistance: The SBA provides low-interest disaster loans to help businesses and homeowners recover from declared disasters.
- Local Assistance: SBA works with a number of local partners to counsel, mentor, and train small businesses.
- SBA Dallas/Ft. Worth District Office
- Trinity Valley Small Business Development Center: a free, local resource for existing or start up small businesses.
- Federal Reserve: Commercial Paper Funding Facility to support the flow of credit to households and businesses
- Our banking and financial advisor members are ready to help business owners understand SBA funding and loan options.
- The Consumer Financial Protection Bureau has information on how to protect yourself financially from the impact of Coronavirus.
- SBA Lender Match: Connects Small Business with Participating SBA-approved Lenders
Status of the stimulus bills:
- Phase 1 Package (HR 6074) has been signed into law
- Phase 2 Package (HR 6201) has been passed by both the House & Senate
- Phase 3 Package (HR 748): Federal Stimulus Bill: CARES Act
- Passed House and became law on 3/27/2020.
- Ways and Means Republicans FAQ on Coronavirus Legislation
- U.S. Chamber of Commerce Summary of Congressional Action on Coronavirus Response
- Office of the Governor: Visit their website for a comprehensive list of resources and important COVID-19 updates.
- Texas Department of State Health Services
- Texas Department of Emergency Management
- U.S. Congressman, Lance Gooden
- Latest Updates from State Representative Keith Bell
- COVID-19 Business Resource Page (Facebook): This members-only group is established to allow our Chamber businesses to easily access and share resources as we support one another through the COVID-19 outbreak.
- Terrell Area Take-Out & Delivery Options: Join this group to view the menus and take-out/delivery options provided my our Terrell area restaurants and caterers.
- Coronavirus Paid Leave Programs: Employer Guide (from U.S. Chamber of Commerce). It includes info on temporary paid sick leave and FMLA that are 100% reimbursable by the government.
- The Texas Workforce Commission has a banner at the top of their website that links to COVID-19 info for Employers and Job Seekers.
- OSHA: Guidance on Preparing Workplaces for COVID-19
- Harvard Business Review: What Are Companies' Legal Obligations Around Coronavirus?
- Texas Department of Insurance: visit their site for insurance-related questions on COVID-19.
- Internal Revenue Service (IRS):
- OSHA's Response to Workplace Safety and Coronavirus Exposure
U.S. Chamber of Commerce
- The U.S. Chamber of Commerce: Combating Coronavirus
- U.S. Chamber Disaster Help Desk
- Coronavirus Small Business Guide
- Economic Injury Disaster Loan Guide
- Emergency Loans Guide and Checklist for Small Businesses
- Guide to Coronavirus Paid Leave Programs
- Employee Retention Tax Credit Guide
- Coronavirus Response Toolkit
- State-by-State Business Reopening Guidance
- SCORE has chapters throughout Texas and provides in-person and virtual counseling and mentorship. They have also published resources and information to support small business, including:
Print & Post:
- Terrell Independent School District
- Poetry Community Christian School
- Southwestern Christian College
- Trinity Valley Community College
- The Consumer Data Industry Association (CDIA) provided guidance to those directly or indirectly impacted.
- Community Development Financial Institutions (CDFIs) are an alternative source of finance for small businesses. For additional information, please visit with each organization:
- National Restaurant Association: Coronavirus Information and Resources
- National Retail Federation: Coronavirus Resources for Retailers
- NFIB: Small Business Resources in Response to Coronavirus
- Texas International Produce Association: COVID-19 Update
- Resources Guide to COVID-19 for Government Leaders
- Office of the Governor COVID-19 Executive Orders
- Texas Department of State Health Services: COVD-19 Communication Tools
- The North Texas Behavioral Health Authority (NTBHA) is accepting applications for Tenant-Based Rental Assistance (TBRA) for households which have been financially impacted by COVID-19. Approved households may receive up to 3 months of rental assistance and utility assistance. Please assist us in getting this information out to your community. Access the application.
- Info from IRS on Economic Impact Stimulus Checks
- IRS People First Initiative, easing payment guidelines
- Center for Disease and Control (CDC): COVID - 19
- Helpful Information for Renters
- Terrell Area Info & Resources Compiled by Councilwoman, Mayrani Velazquez (English / Spanish)
- Meals for Kids
- TxSchools.gov: Meals for Students
- School Meal Finder (map)
- Help with Electric Bills
- TXU Energy Provides Customer Assistance During Coronavirus Pandemic
- AT&T - Stay Connected
- Suddenlink - Keeping You Connected
- Spectrum COVID-19 Update
- Texas Workforce Commission (TWC): Visit their website for resources available to employers and job seekers impacted by the COVID-19.
- Resources for Job Seekers
- If an individual’s employment has been affected by COVID-19 they may apply for benefits either online by using the Unemployment Benefits Services (UBS) or by calling TWC at 800.939.6631 from 8 a.m. to 6 p.m. Monday – Friday. UBS can be accessed at any time. For additional information, visit TWC’s website.
- Resources for Job Seekers
- Texas Workforce Commission has also compiled a list of resources for child care.
- List of banks offering help to those impacted by Coronavirus through things like payment deferrals, waived penalties, and more.